About Us

Banc Certified Merchant Services (BCMS)

At BCMS, we want to help you achieve all of your small business goals. We know that you need funding to do this, and we are here to ensure that you get the funding you need. We have more than 15 years of experience in merchant processing, and we can help with the underwriting process, as well as presentation and fulfillment of cash advances. We know what small business owners need, and we work hard to ensure that your small business is a success.

We work with a variety of funding companies, so we can assure that we will find the funding source that best suits your needs. Because we do this, you have better than normal chances of qualifying for small business financing. You will receive the most money possible, at the lowest cost available. We also offer a wide array of other financing services, including merchant business loans, lines of credit and more. Our experts can help you to decide which type of financing is going to be best for your particular needs.

When You Get Paid, We Get Paid

Unlike other financial institutions that require you to make fixed monthly payments, we don’t make any money until you do. Our payments come from the money you make through your credit card sales. We take a small percentage of your sales, so the amount you pay each month is different, and always affordable. This is great for small business owners who are on tight budgets and can’t afford high monthly loan payments. After all, your goal is to make money for yourself, and not to give it all back to a bank or other financial institution.

We Want to Help You

There are many reasons why you may need funding for your small business, and we want to help you get that funding. Some of the things that you can do with a Merchant Cash Advance include:

  • Fund the start-up of a new small business – This is often when funds are the tightest, and we can help you get past those initial start-up expenses.

  • Purchase new business equipment – No matter what type of business you want to start, you are going to need some equipment, which can be purchased with your Merchant Cash Advance.

  • Marketing and advertising – If you want your business to succeed, you need to advertise. This is extremely expensive, and something that we can help you get the financing for.

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