Need money to start a small business?

We help you get the funding. Fast.

Merchant Cash Advances

We help you get funding for your business.

If you have tried to get funding to start a small business, but have been unsuccessful in your dealings with the financial institutions, don’t despair. We at Banc Certified Merchant Services (BCMS) can help you get the funding you need to get your small business off the ground, without charging you a small fortune. If you need money fast, but you don’t have the collateral that is required by banks and other financial institutions, we want to help! We offer unsecured loans for many different types of businesses. These funds will allow you to have working capital right away, and you will receive a customized package for your company.

We offer Merchant Cash Advances, as well as a number of other financing options to our customers. You can receive as much as $500,000 in unsecured cash, with approval in less than 24 hours. Re-payment terms can range from 18 to 24 months.

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We Do What Others Can't

We offer over 15 years of funding experience.

Most banks require people to have a certain amount of collateral before allowing them to take out business loans. What they are forgetting about is that there is a source of funding that they have not yet tapped into, which is a Merchant Cash Advance that relies on credit card sales for repayment. We have been offering this type of funding for over 15 years to many satisfied customers, and 75% of our customers return for further funding when they need it.

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How Does It Work?

We take a small percentage of credit card sales.

Basically, we don’t make any money until you do. If your business has credit card sales, you can be approved for funding from us. We take a small percentage of each of your credit card sales. There are no set terms for repayment, and you never have to worry about making loan payments each month. You can access your money in increments, or arrange for a future loan. There are no up-front fees, and you will never be asked any questions about why you need the money for your business. You do not have to provide any collateral, and there are no personal guarantees on your part.

Benefits include:

  • Approval in less than 24 hours, funding in less than two weeks

  • Fully automated process

  • You may qualify even if you have bad credit

  • 12-hour credit card funding on approved merchants

  • Up to $500,000 in funding per location

  • Funds can be used for any business need

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